Retirement and/OR Relocation

So you're thinking of moving to Florida. Since 1980, Florida's population has grown an average of 873 new residents daily. Many of those newcomers have been among the ranks of the retired perhaps fulfilling a life-long dream to live closer to family and friends, or seeking a warmer climate. Many older individuals considering relocation to Florida contact the Department of Elder Affairs for information about transitioning to life in the Sunshine State.

When preparing for a move, younger families usually have a priority checklist which they use to decide on a new area, including such things as good schools, reasonable driving time to work, nearby parks and playgrounds, safe neighborhoods, etc. Older people have some of these same needs, as well as others that are particularly relevant in the retirement years. Consider the checklist below. Perhaps it will prompt thinking in an area of interest or concern which you had not previously considered.

• What will be the employment opportunities for a second career or the volunteer opportunities in my areas of interest and experience in the new location?
• For individuals receiving Supplemental Security income and/or other state supplements, how will monthly income amounts be affected?
• Does someone in the family have a medical need which requires specialized treatment and how will the new location be able to accommodate that need?
• Will my current health insurance benefits transfer to the new location?
• Will my legal directives, such as my will, living will, health care surrogate and other advance directives be honored?
• Have funeral arrangements been made and prepaid? Is the policy "portable," meaning will it be valid in another state? Do family members know how things are to be handled when the time comes?

Florida Chamber of Commerce
P.O. Box 11309
136 Bronough Street
Tallahassee, Fl 32302
(850) 425-1200

The daily newspaper is a good resource for an overview of an area. It can provide information about an area's economy, quality of life, cultural events, political atmosphere, along with classified advertising for housing and employment data.

Remember to use your public library as a resource. Books on retirement communities are usually available there, as well as some of the major daily newspapers.

Establishing Legal Residency

To become a resident of Florida, a person must establish a home or a permanent dwelling place and demonstrate the intent to make Florida the place of permanent legal residence. There is no fixed waiting period required before a person can become a resident. Simply produce proof of intent to establish residence by filing a sworn statement with the Clerk of the Circuit Court in the county where your new residence is located. There is a fee, and a driver's license or other picture identification is required for recording the affidavit.

The residency period required to establish eligibility for the following may be determined from the date the statement is filed with the Clerk of the Circuit Court.

1. State or County Employment : There is no residency requirement for employment with most state or county government agencies; however, preference may be given to Florida residents.

2. Homestead Exemption : Florida residents are entitled to property tax exemptions of up to $25,000 on the assessed value of owner-or dependent-occupied homesteads. An application must be filed with the County Property Appraiser between January and March of the tax year in order to receive these exemptions.

3. Voting and Jury Duty : Any person who is 18 years of age or older, a citizen of the United States, and a permanent resident of Florida and of the county where he or she wishes to qualify to vote, may register with the Supervisor of Elections when the voter registration books are open. The books close 30 days before an election and reopen following the election. Persons selected for jury duty are taken from the roll of registered voters.

4. School Tuition Fees : Pupils in grades kindergarten through 12 whose parents or guardians are nonresidents of Florida should have a written Agreement of Transfer of Schools and may be charged a tuition fee payable at the time the pupil is enrolled. Tuition will be waived if a parent or guardian has lived in Florida more than one year, has purchased a home in Florida which is occupied as their residence prior to the enrollment of the child (or children) in school, and has filed an affidavit of domicile in the county where the child is enrolled. Fees may also be waived for certain individuals, such as military personnel. In order to qualify for in-state tuition fees at the state's public universities and community colleges, a student (or parent or guardian, if the student is a dependent) must have resided in Florida for 12 consecutive months prior to enrollment.

5. Eligibility for Dissolution of Marriage : To obtain a divorce, one of the parties to the marriage must have lived in Florida for six months prior to filing the petition.

6. Candidacy for Public Office : All candidates for office must be U.S. citizens and registered voters in Florida. Candidates for the offices of Governor, Lieutenant Governor, and the Florida Cabinet must be at least 30 and have been a Florida resident for the preceding seven years. Any candidate for the Florida Legislature must be at least 21 and a resident of the district he or she wishes to represent. A candidate for local office must be a resident of the appropriate district.

7. Driver's License : To operate a motor vehicle in the state, new residents are required to obtain a Florida driver's license within 30 days of accepting gainful employment, entering children in public schools, registering to vote, or filing for homestead exemption. Full-time nonresident students are exempt from this requirement.

8. Motor Vehicle Registration : To operate a motor vehicle on roads in the state, new residents are required to register their motor vehicles within 10 days of accepting gainful employment, entering children in public schools, registering to vote, or filing for the homestead exemption. Full-time nonresident college students are exempt from this requirement.

9. Noncommercial Fishing and Hunting Licenses : To qualify for resident statewide licenses, a person must have resided continuously for six months in Florida. Armed services personnel stationed in Florida and students enrolled in colleges and universities in the state are considered residents.

Retirement in Florida

Florida's elder population (people 60 years of age and older) has grown to over twenty three percent of the state's total population. The counties with the largest percentages of people age 65 and older are Charlotte (35%), Highlands (33%), Citrus (32%), and Sarasota (31%).

Retired life in Florida varies according to individual preferences and budgets. Experts suggest that a potential retiree should travel throughout the state, renting rather than buying for the firstyear, before making a decision about a permanent residence. This allows a person to find a community that provides opportunities for participating in those leisure interests developed earlier in life or those hobbies he or she may have always wished to develop.

Climate

As the southernmost state on the U.S. mainland, Florida's climate ranges from temperate in the north to subtropical in the south. Winter temperatures range from an average of 51 degrees F in the north to 70 degrees F along the southern Atlantic coast. Average summer temperatures are remarkably uniform throughout the state, ranging in the mid-to-low 80s. Precipitation averages about 50 inches annually, with most of the rain occurring during the summer months. The year-round semi-tropical climate, moderate rainfall, abundant sunshine, fresh and sea waters, and freedom from the heavy frost, snow and ice all combine to make Florida an appealing place to live.

The Florida Department of Elder Affairs does provide a Disaster Preparedness Guide for those who are unaccustomed to hurricanes and related weather.

Consumer Protection

Florida cares very much for the welfare of its citizens and makes every effort to educate them in consumerism and advocate on their behalf when needed. Below is a sampling of consumer help lines.

Advocacy Center for Persons with Disabilities
Provides protection and advocacy services. ACPD's mission is to advance the dignity, equality, self-determination and expressed choices of individuals with disabilities.

2671 Executive Center Circle W Suite 100
Tallahassee, Fl 32301
1-800-342-0823 (in Florida)
850-488-9071 (out-of-state)

(850) 414-7209
Consumer Call Center
(888) 419-3456

1-800-435-7352 (in Florida)
850-488-2221 (out-of-state)

1-800-848-3792 (in Florida)
850-410-9286 (out-of-state)

1-800-342-1828 (in Florida)
850-488-1330 (out-of-state)

850-487-1395

Department of Finance
Oversees the state's accounting and auditing functions and helps consumers with problems related to financial services, including banking, securities and insurance.

Division of Consumer Services
200 East Gaines Street
Tallahassee, Fl 32399-0322

1-800-342-2762 (in Florida)
850-413-3100 (out-of-state)

Elder Helpline Information and Referral
Provides information about senior programas and services
1-800-96 Elder (1-800-963-5337)

Florida Relay Service
Provides telephone communication between people who use a Telecommunications Device for the Deaf (TDD) and people who use standard telephones. The service can be accessed 24 hours a day, 365 days a year.

1-800-955-8771 (TDD in Florida)
1-800-955-8770 (Voice in Florida)
1-877-955-8773 (espanol)

Florida Telecommunication Relay
Offers a statewide equipment distribution program that provides specialized telecommunications devices, free of charge, to deaf, hard of hearing, speech and dual-sensory impaired residents of Florida.

1-800-222-3448

850-488-4441

850-922-9000

1-800-226-6075 (in Florida)
904-239-6000 (out-of-state)

1-800-342-3552 (in Florida)
850-413-6100 (out-of-state)

1-800-772-1213

1-800-827-1000
727-319-7400

Because Florida has less severe winters than many other parts of the country, consumers usually spend less on heavy clothing and fuel. Otherwise, depending on personal taste and standard of living, the cost of living in Florida is comparable to other states. According to the Governor's Office of Planning and Budgeting, prices are generally higher in the southern half of the state.

There is no state income tax in Florida. To alleviate the property tax burden, Florida grants its homeowners relief under a homestead exemption provision. This exemption is available to any person who holds legal title to real property in Florida and uses the property as his/her permanent residence. Florida's unique Homestead Property Tax Deferral Act permits the real estate tax on a residence that qualifies under the homestead exemption statute to be deferred.

For more information on Florida taxes, contact Department of Revenue, Tax Information Services, 1379 Blountstown Highway, Tallahassee, Fl 32304-2716 or call 1-800-352-3671 (Florida only) or 850-488-6800.

Employment
For older individuals seeking employment in Florida there are a number of resources available and many steps that can be taken before moving to the state.

Older workers can conduct a self-directed job search through the classified help wanted ads in newspapers from the area where one is relocating or use the vast network of employment services offered by the state. The Agency for Workforce Innovation administers programs like the Senior Community Service Employment Program, which is a part-time employment program for low-income persons age 55 or over. Information about employement programs targeting elders can also be found on Department of Elder Affairs website.

In order to provide integrated and more efficient customer-oriented services, Florida, like other states, has expanded its one-stop system, which provides employers and job seekers with convenient and all-inclusive services. There is at least one physical location in each area of the state. New job seekers in Florida should make the one-stop their first stop. Consult the local phone directory for the address of the one-stop or state employment service office. The one-stop system is accessible electronically through a series of local area networks and wide area networks. All of the local and regional Jobs & Benefits offices, state offices and employment and training organizations, including older worker programs such as the Senior Community Service Employment Program, can be located through web sites. There are also links to America's Job Bank (public employment nationwide), federal jobs, Florida state jobs and job search.

As one of the fastest growing states in the nation, Florida has embraced the challenge of educational excellence. Post-secondary education is accessible in almost every part of the state. Florida residents may attend one of nine state-supported universities or twenty-eight state-supported community colleges. According to the Florida Chamber of Commerce, Florida has the largest number of adult education students in the nation with over 60,000 enrolled adults. Florida State University System provides space-available audit courses with fees waived to those 60 years of age and older.

Health Care

The State of Florida has the following:

• 272 hospitals (2001)
• 746 nursing homes (2001)
• 35,591 physicians (2001)
• 10,200 dentists (2001)

For health care information in Florida, contact the Agency for Health Care Administration (AHCA). AHCA provides health care cost information, free brochures on hospital, doctor, and/or nursing home charges and advocacy regarding hospital bills. To order material, such as Guide to Nursing Home Charges in Florida , call or write:

Agency for Health Care Administration
The Information Center
2727 Mahan Drive
Tallahassee, Fl 32308-5403
1-888-419-3456 (in Florida)

First Coast Service Options, Inc. (FCSOI), the state's Medicare carrier, publishes a directory which contains the names and addresses for all physicians/suppliers who filed participation agreements with Medicare. Beneficiaries may obtain a copy of the "MEDPARD" directory, free of charge, by writing or calling FCSOI:

First Coast Service Options, Inc. (FCSOI)
Health Services Data MEDPARD
P.O. Box 2360
Jacksonville, Fl 32231
1-800-926-6565 (in Florida)
1-904-355-3680 (out-of-state)

Suncoast Alzheimer's Information Line
1-800-633-4563 (in Florida)
813-974-4355 (out-of-state)
www.med.usf.edu/suncoast/alzheimer

Building activity is going strong in Florida so there are many new homes on the market, along with existing homes. Prices vary, but the average home price is at or below the national medium. A local newspaper's classified section is a good place to start with comparison shopping.

Many communities have apartment locator and/or rental services. Long-distance directory assistance can furnish the number of the service within a particular community.

Although a popular Florida housing option, condominium living is not for everyone. According to Florida Retirement Lifestyles , "The condo buyer trades privacy for convenience. Condo living entails close social relationships with other owners, adherence to rules and restrictions, and putting the 'community' first."

Retirement communities can offer totally independent living, varying levels of assisted living, or a combination of the two. Florida has 2,704 Assisted Living Facilities and Adult Family Care Homes.

Continuing Care Retirement Facilities (CCRCs) offer life care arrangements with accommodations for independent housing, assisted living and skilled nursing on site. The Department of Financial Services regulates the financial solvency of CCRCs. For more information contact:

Department of Financial Services
200 East Gaines Street, Suite 531
Tallahassee, Fl 32399'0321
1-800-342-2762

The Department of Elder Affairs can provide information about Assisted Living Facilities, Adult Family Care Homes and Continuing Care Retirement Communities.

For information about licensure of an Assisted Living Facility, Adult Family Care Homes or a skilled nursing facility in Florida, contact:

Agency for Health Care Administration
Office of Licensure and Certification
2727 Mahan Drive
Tallahassee, Fl 32308
850-487-2515

Florida Department of Insurance
Office of Specialty Insurers
The Capitol
Tallahassee, Fl 32399-0300
850-922-3144, ext. 2478

Florida Manufactured Housing Association
2958 Wellington Circle North, Suite 100
Tallahassee, Florida 32308
850-907-9111

The Florida Bar, through its Elderly Referral Panel will provide referral services to a participating attorney by location and by specialty, i.e. "Elder Law." The Bar can be contacted at the following:

The Florida Bar Lawyer Referral Unit
650 Apalachee Parkway
Tallahassee, Fl 32399-2300

(850-561-5839)
1-800-342-8011 (in Florida)

Long Term Care

The Department of Elder Affairs is the Florida state agency responsible for the planning, development and coordination of long-term care initiatives. Three primary objectives of the Departments's long term care plan are to:

1. help older people remain in their homes and in the community,
2. promote wellness in elders, and
3. advocate on behalf of older people concerning aging issues.

Through a very competitive process, Florida was one of five states awarded a State Initiatives in Long-Term Care planning grant. The Department has proposed a demonstration project which will enable the state to contract with health plans under prepaid, capitated risk-based arrangements to provide primary, acute and long-term care services to dually eligible Medicare and Medicaid recipients.

Protective Services

Elderly people are sometimes neglected, hurt, abused, exploited, or threatened by others - even those responsible for their physical and emotional health and well being. In some instances, elders may harm themselves through self neglect due to mental impairment. Florida law requires that abuse, neglect or exploitation of an elderly or disabled person be reported by calling:

1-800-96-ABUSE
1-800-962-2873

Aging Services

The Department of Elder Affairs is responsible for the oversight of the following state and federal aging programs:

• Older Americans Act
• Community Care for the Elderly
• Emergency Home Energy Assistance
• Alzheimer's Disease Initiative
• Home Care for the Elderly
• CARES (Comprehensive Assessment and Review of Long Term Care Services - a nursing home pre-admission screening program)
• Senior Employment

• Adult Placement (in Adult Family Care Homes and Adult Living Facilities)
• Adult Protective Services (investigation of adult abuse, neglect and exploitation)
• Community Care for Disabled Adults (community-based services for people age 18-59)
• Displaced Homemaker (a retraining program for older workers)
• Supplemental Security Income-Related Programs

Transportation

Florida is traversed by Interstate 10 east to west from Jacksonville to Pensacola and by Interstates 75 and 95 north and south.

Scheduled air carrier service is available at 16 airports and commuter service is available at over 130 additional public-use airports. Cities in Florida with major international airports are Miami, Tampa, and Orlando and Jacksonville.

AMTRAK passenger train service currently operates a north/south route from Jacksonville to Tampa and/or Miami and an east/west route which connects Jacksonville with New Orleans through Tallahassee.

Travel and Leisure

In the words of the Florida Chamber of Commerce, "Florida is unsurpassed in leisure time activities. The state's moderate climate and diverse geography provide an abundance of recreational opportunities which can be enjoyed all year long -- beach activities, camping, fishing, canoeing, hiking, golf, tennis, scuba diving, sailing, and boating -- to name only a few."

Major entertainment attractions include Cypress Gardens, Disney World, Epcot, Busch Gardens, St. Augustine historical district, and Kennedy Space Center. Museums and historical attractions span the state, as do nationally acclaimed cultural offerings such as the Miami and Sarasota operas.

Elder Floridians are offered fee exemptions for several recreational fishing and hunting licenses. The Florida Department of Environmental Protection sponsors such activities as the Park Volunteer Program, Campground Host Program and the Senior/Disabled Camping Discount. Details can be obtained from:

Department of Environmental Protection
3900 Commonwealth Boulevard
Tallahassee, Fl 32399-3000
850-488-1554
www.dep.state.Fl.us

The public library and bookstores are great sources of relocation information. In addition to daily newspapers, look for answers to your questions in books such as the ones listed below:

Where to Retire in Florida : 1999 Edition, Richard & Betty Fox. A review of 99 Florida cities and towns including a look at longtime hotspots and many undiscovered havens. Provides information on taxes, costs of living, health care, climate, recreation and crime rates, with a rating of each town's potential for retirement living from both male and female perspectives.

Retirement Communities in Florida : 1997, Mary Lucier-Brooks, Pineapple Press, Inc.. A comparison of the three major types of service-oriented retirement communities - Continuing Care Retirement Communities, Adult Living Facilities and Independent Living Rental Retirement Communities. Information based on cost, facilities, and services with consumer oriented information about meals, health care, transportation, entertainment, and housekeeping. A directory of over 250 listings organized by type within four major regions of the state is included.

The Complete Guide to Life in Florida: 1995-1996 Edition , Barbara Brumm LaFreniere and Edward LaFreniere, Pineapple Press, Inc., Sarasota, Florida, 1995. Statistics and comparisons on cost of living, the environment, taxes, transportation, housing, leisure activities, top industries, health care and other topics of interest.

Making the Move: A Practical Guide to Senior Residential Communities , Lettice Stuart, Avon Books, New York, 1997. Information on the ever-increasing number and variety of senior residential facilities. Explains the concept and defines the terms and also includes resources, checklists, thinks to look for and questions to ask.

Florida Retiree's Handbook: Answers to Your Legal and Financial Questions , Elwood Phillips, Attorney-at-Law, Pineapple Press, Inc., Sarasota, Florida, 1995. Answers legal and financial questions about buying and selling a home, owning a condominium or mobile home, renting, taxes and other consumer issues.

Estate Planning in Florida , 2 nd Edition: John T. Berteau, 1997. Complex legal terms, constantly changing estate tax laws, and the multitude of options available can be confusing. This book provides advice written in clear terms for the layperson, and answers questions about the legal and financial aspects of planning in your estate in Florida.

Volunteerism

In Florida we don't believe in retirement but in recycling in your energy and wisdom to another part of your life.

Florida is a state whose warmth of climate and warmth of character within its citizens encourages volunteerism. It is estimated that more than 40,000 people provide over 4 million volunteer hours in the Florida aging network annually.

One of the objectives of the Department of Elder Affairs is to promote volunteer activities which serve the needs of elders. Some of these activities match elder volunteers with elder recipients and some match the talents and needs of the young and old.

To explore the possibilities of volunteerism in Florida, call or write:

Department of Elder Affairs
Division of Volunteer and Community Services
4040 Esplanade Way, Suite 260 B
Tallahassee, Fl 32399-7000
850-414-2060

LOCAL LONG-TERM CARE OMBUDSMAN COUNCIL COORDINATORS

NORTH WEST FLORIDA

Dannie Reis , Coordinator
Bob Swain, Asst.
3300 N. Pace Blvd., Suite 320
Pensacola, Fl 32505
(850) 595-8013 or SC 695-8013
FAX (850) 595-8016 or SC 695-8016

Serving: Escambia, Santa Rosa, Okaloosa, & Walton

PANHANDLE

Janice Harvey , Coordinator
Kerry DiCaprio, Asst.
2002 Old St. Augustine Road
Suite E43
Tallahassee, Fl 32301
(850) 921-4703 or S/C 291-4703
FAX (850) 921-4804

Serving: Holmes, Jackson, Washington, Bay, Calhoun, Gadsden, Liberty, Gulf, Franklin, Leon, Madison, Taylor, Jefferson, & Wakulla

NORTH CENTRAL FLORIDA

Jody Dolsberry , Coordinator
Andrea Little, Asst.
P.O. Box 390, Box 5
Gainesville, Fl., 32602
1000 NE 16th.Ave; Bldg. H, Rm120
Gainesville, Fl 32601
(352) 955-5015 or S/C 625-5015
FAX (352) 334-1695 or S/C 625-1695

Serving: Hamilton, Suwannee, Columbia, Lafayette, Dixie, Levy, Union, Putnam, Alachua, Bradford, & Gilchrist

WITHLACOOCHEE AREA

Maureen Anderson , Coordinator
Marianne Melecio, Asst.
3001 W. Silver Springs Blvd
Building A Room 135
Ocala, Fl 34475
(352) 620-3088 or S/C 667-3088
FAX (352) 732-1407 or S/C 667-1407

Serving: Marion, Citrus, Hernando, Sumter, & Lake

FIRST COAST

Gloria Nebrich , Coordinator
Nancy Ayscue, Asst.
5920 Arlington Expressway
Jacksonville, Fl 32231
(904) 723-2058 or SC 841-2058
FAX (904) 723-2159 or SC 841-2159

Serving: Nassau, Baker, Duval, Clay, & St. Johns

FIRST COAST SOUTH

Michael Monlezun , Coordinator
Mahlon McNeil, Asst.
160 N. Beach St.
Suite 204
Daytona Beach, Fl 32114
(386) 226-7846
FAX (386) 226-7849

Serving: Volusia and Flagler

MID & SOUTH PINELLAS

Betty Camblor , Coordinator
Ingrid Burton & Becky Smalley, Asst.
11351 Ulmerton Road, Suite 100
Largo, Fl 33778
(727) 588-6912 or S/C 513-2707
FAX (727) 588-3648 or S/C 513-1932

Serving: Mid & South Pinellas (Belleair Rd. in Clearwater + South)

PASCO & NORTH PINELLAS

Pat Sovonick , Coordinator
Helen Costa-Schultz, Asst.
7601 Little Road, Suite 120M
Council Square II
New Port Richey, Fl 34654
(727) 834-3127 or S/C 513-0110
FAX (727) 816-1385

Serving: Pasco & North Pinellas (north of Belleair Rd. in Clearwater)

WEST CENTRAL FLORIDA

Marilyn Rivera-Lockett , Coordinator
9393 N. Florida Avenue
Tampa, Fl 33612
(813) 558-5592 or S/C 514-5592
FAX (813) 558-5598 or S/C 514-5598

Serving: Hillsborough and Manatee

SOUTH CENTRAL FLORIDA

Travis Meeks , Coordinator
William Teague, Asst.
200 N. Kentucky Avenue
Suite 302
Lakeland, Fl 33801
(863) 413-2764 or S/C 515-8460
FAX (863) 413-2766

Serving: Polk, Highland, & Hardee

EAST CENTRAL FLORIDA

Kim Shaw , Coordinator
Sandy Hill, Asst.
400 W. Robinson Street, Suite S-1014A
Orlando, Fl 32801
(407) 245-0640 or S/C 344-0640
FAX (407) 999-5362 or S/C 344-5362

Serving: Orange, Seminole, Brevard, & Osceola

SOUTHWEST FLORIDA

Carolyn Ellis , Interim Coordinator
Mary Sheehan, Asst.
2295 Victoria Ave. Room 135
Ft. Myers, Fl 33901
(941) 338-1493 or S/C 722-1493
FAX (941) 338-1671 or S/C 722-1671

Serving: Sarasota, Desoto, Charlotte, Glades, Lee, Hendry, & Collier

PALM BEACH COUNTY

Briana Hagquist , Coordinator
Christa Watts, Asst.
111 S. Sapodilla Avenue #205
West Palm Beach, Fl 33401
(561) 837-5038 or S/C 252-5038
FAX (561) 650-6885

Serving: Palm Beach County

TREASURE COAST

Linda Slattery , Coordinator
337 N. 4th Street
Rm. 210 A&B
Ft. Pierce, Fl 34950
(772) 595-1385 or S/C 240-1385
FAX (772) 467-3051

Serving: Martin, St. Lucie, Indian River & Okeechobee

BROWARD COUNTY

Toni Ricke , Coordinator
Debra Riley, Asst.
7771 West Oakland Park Blvd, Suite 123
Sunrise, Fl., 33351
(954) 747-7919 or S/C 430-7919
FAX (954) 747-7920 or S/C 430-7920

Serving: Broward

SOUTH DADE & THE Fl KEYS

Debbi Sokolow , Coordinator
C/O Dept. of Children & Families
6600 SW 57th Avenue
South Miami, Fl 33143
(305) 663-2085 or S/C 430-2085
FAX (305) 668-7278 or S/C 430-7278

Serving: Monroe & S. Miami Dade (South of Flagler St., all SE & SW addresses)

NORTH DADE

Ramon Keppis , Coordinator
Pastora Fernandez, Asst.
20000 NW 47th Avenue, Rm. #38
Opa Locka, Fl 33055
(305) 626-6144
FAX (305) 628-7254

Serving: N. Miami Dade (North of Flagler Street, all NE and NW addresses)